Not knowing everything is not a curse; rather, it is a bold opportunity to understand
Moving to Germany is an exciting experience, but it also comes with unexpected surprises. Here are ten things you should know before settling in:
1. Cash is King 💰 Despite being a developed country, Germany still heavily relies on cash transactions. Many restaurants, small shops, and even some supermarkets prefer cash over card payments. A famous German saying goes, “Nur Bares ist Wahres” (Only cash is real). This preference stems from cultural attitudes about privacy and security in financial transactions. Be sure to always carry some cash with you!

2. Bureaucracy is Inevitable 📄 Almost everything in Germany requires paperwork! Though the government is gradually moving processes online, you will still need to physically submit forms and sign documents for things like registering your apartment (Anmeldung), health insurance, and opening a bank account. Important steps include:
- Apartment Registration (Anmeldung) – Required within two weeks of moving.
- Health Insurance – Mandatory for all residents (public options include TK, AOK, Barmer; private options also available).
- Deutschlandticket / Semester Ticket – Essential for affordable public transport.
- Radio Fees (Rundfunkbeitrag) – Costs €18.36 per month and is mandatory, even if you don’t own a TV.
3. Sundays are for Rest ✨ Coming from Nigeria, where life runs 24/7, you might be shocked to find that Sundays in Germany are truly Ruhetage (days of rest). Shops, supermarkets, and businesses are closed, so be sure to do your grocery shopping beforehand.
4. Finding an Apartment is a Job Itself 🏡 Finding housing in cities like Frankfurt, Berlin, or Munich can be a struggle. Networking helps—join Nigerian community groups where housing opportunities are shared. Some students opt for accommodation in nearby villages, where rent is cheaper. If possible, apply early for a student dormitory as it’s usually more affordable and requires fewer documents.
5. Work-Life Balance: The Student Hustle 💼 Many students juggle multiple jobs while studying. It’s tempting to overwork since many of us send money home, build houses, or save for the future, but remember: “We did not come here to count bridges!” 😂 Try to get student jobs related to your field to gain experience and enjoy better pay and benefits, like paid holidays.
6. Deutsche Bahn: Expect Delays! 🚄 If I had to write a series about my Deutsche Bahn experiences, I might win an Oscar! 🤣 Train delays are common, so always plan an extra hour ahead for appointments, work, or school. Be prepared for sudden cancellations and changes.
7. German Language Barrier 🇩🇪 Even though many Germans speak English, learning German is essential for integration. The Volkshochschule (VHS) offers affordable language courses. Mastering the language improves job opportunities and daily interactions.
8. Making Friends is Hard 👯 Germans can be reserved and take time to form friendships. It’s not personal—it’s just cultural. Many expats find it easier to make friends through sports clubs, hobby groups, or expat communities.
9. Health Insurance is Mandatory 💉 Germany requires everyone to have health insurance. Public options include TK, AOK, and Barmer. Private insurance is available but often suits high-income earners or self-employed individuals.
10. Be Part of a Community 🤝 There are various Nigerian organizations in Germany, such as:
- NISIG (Nigerian Scholars in Germany) – For students.
- Nigerian Igbo Students in Germany – A community for Igbo students.
- Obi Igbo Rhein-Main e.V., NARA, NIDO, EREWA – Cultural and professional Nigerian groups. Being part of these networks helps with integration, job opportunities, and finding support.
Living in a new country comes with its challenges, but building genuine connections can make all the difference. Whether it’s sharing useful tips, pointing someone in the right direction, or simply being open to conversations, small actions can have a big impact. Everyone’s journey is different, but a little effort in understanding and supporting each other can go a long way in making life abroad more manageable and fulfilling.
If you found this article helpful, don’t forget to like, share, and comment on what you find that was an unexpected surprise!

